WHAT IS TERM LIFE INSURANCE

    Term life insurance or term assurance is the original form of life insurance and is considered to be pure insurance
    protection because it builds no cash value.

    Term life insurance provides coverage for a limited period of time, typically a term of between 10 and 30 years based on
    age and needs. After that period, the insured can either drop the policy or pay annually increasing premiums to continue
    the coverage. If the insured dies during the term, the death benefit will be paid to the beneficiary. Term insurance is often
    the most inexpensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis.

    Term insurance functions in a manner similar to most other types of insurance in that it satisfies claims against what is
    insured if the premiums are up to date and the contract has not expired, and does not expect a return of Premium dollars
    if no claims are filed.
TOUBIN INSURANCE AGENCY, Inc.
7410 Blanco Rd. Suite 385
San Antonio, TX 78216
210.340.2293
210.340.2357 (fax)
info@toubininsurance.com
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